financial independence through continual improvement
According to the Bureau of Labor Statistics, Americans spend more than 60% of their disposable income on The Big 3: housing, transportation, and food. When looking for ways to cut one’s spending, it would be wise to start with these three major categories of expenditures. I’ve already talked about how to cut housing costs through … Read more
When I was 11 years old, I signed up for the BMG Music Club. If you don’t remember the 90s, BMG and their rival, Columbia House, would offer deals such as “10 CDs for the price of 1” if you signed up for their monthly music subscriptions. So I signed up for BMG and got … Read more
Each month, I share a net worth update for the Brewing FIRE household. This brief summary of our financial standing serves as a progress report on our journey to financial independence. In addition to giving a snapshot of our net worth, I will compare our progress to the previous month. I will also comment on … Read more
Beer is awesome. Making your own beer is even more awesome. I have found homebrewing to be a very rewarding hobby over the past 5 years or so I’ve been doing it. It has even led to a fun and profitable side hustle for me. But just in case you need more encouragement, here are … Read more