13 Years a Landlord – A Postmortem on my Rental Property

thirteen years a landlord

On December 6th, I closed on the sale of my house. Not the house we have been living in the last four years, but the property I bought thirteen years ago, when I was 23 and stupid. More than a decade after this hapless journey began, I can finally close the door on this chapter … Read more

2019 Goals – Midyear Update

2019 Goals

Back in January, I created a list of 10 goals for 2019. I’m not normally a goal-setting type of person, but I thought it would be interesting to try out. I divided my goals into 3 categories: Financial, Business/Professional, and Personal. I tried to make them “SMART” goals (specific, measurable, achievable, relevant, time-bound). This way … Read more

When Can I Coast FIRE?

When I was a kid, there was a large hill between my house and the park that I would often frequent with my friends. We typically rode our bikes to the park, so we were constantly faced with the dilemma of biking over the hill. Some of my friends would ride slowly and gradually up … Read more

Short Pours #4: Thinking about Geoarbitrage

short pours

Short Pours is my short-format series of posts that will allow me to publish more frequently, and get a bit more creative with my content. Check out my introduction for more information on this series. In this edition of Short Pours, I’ll discuss our sudden focus on making geoarbitrage a part of our FI plan. I’ll … Read more

The Best Way to Calculate Savings Rate

calculate savings rate

If you’ve spent any time in the Personal Finance blogosphere, you’ve no doubt seen many posts littered with discussions of savings rate. In it’s simplest form, savings rate is a way to measure what percentage of your earned income is staying in your pocket (or bank account, or brokerage). Ever since I set out on … Read more

10 Goals for 2019

2019 goals

First off, New Year’s Resolutions are stupid. Why do you have to wait until you tack up the new calendar before you start trying to improve your life? When exactly in 2018 did you stop caring about making a better you? How many cookies did you eat on December 30th because you had two more … Read more

Finding My Perfect Side Hustle

side hustles

Last week I read this excellent post from the Mad Fientist encouraging everyone to start their own business. Take a minute to read it, if you haven’t already. There is a lot of good advice on why we should start our own businesses and the various benefits of such ventures. Here at Brewing FIRE, I’ve … Read more

House Hacking Our Way to FI – The Basement Bungalow

house hacking

Approximately two years ago, my wife and I attended a party at her coworker’s house; a gathering of medical professionals such as herself. At these events, we normally split up and socialize independently. Mrs. BF and her cohorts talk about enlarged prostates and the weirdest stuff people get stuck up their asses, and I find … Read more

Continual Improvement 101: How to Make a Better You

continual improvement

One of the taglines of my blog is continual improvement. It’s not because it’s a cool-sounding catch phrase. It’s because the continual improvement process is a core component of my everyday life, and has been for more than 10 years. Okay, yeah- it’s a cool-sounding catch phrase, too. So what is continual improvement, what are its … Read more

The Employee Stock Purchase Plan is Part of Your Compensation

employee stock purchase plan

If you work for a publicly traded company, you might have access to an Employee Stock Purchase Plan (ESPP). ESPP’s allow you to purchase your company’s stock at a discount. The stock is purchased on a periodic basis, and is funded through payroll deductions. Sounds like a decent way to reinvest in your company, right? … Read more

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